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Reasoning Puzzle With Answer 66


Navi: Loans & Health Insurance

Navi Personal Loans

Loan amount: ₹10,000 to ₹20,00,000
Interest rates: 9.99% to 36% per annum
Tenure: 3 to 72 months
Processing fees: 2.5% to 6% (Min ₹1,499+GST and Max ₹7,499+GST)

Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 22% (on reducing principal balance interest calculation)
EMI: ₹4,680
Total Interest Payable: ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST): ₹1,475
Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525
Total Amount Payable: ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 = ₹7,635


Navi is a new-age digital platform that offers Instant Personal Loans, Home Loans and Health Insurance. Get instant personal loans up to ₹20 Lakhs and home loans up to ₹10 Crores.

Thinking of buying health insurance? Navi Health Insurance offers comprehensive health plans with monthly premiums starting at ₹241/month.


Personal loan features
✅ Upto ₹20,00,000
✅ Instant money transfer to bank account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Zero pre closure charges


1. Amount: Upto ₹10 Crore
2. Interest Rate : Starting at 6.4% yearly
3. Tenure: Upto 25 years
4. Loan amount upto 90% of property value

Home Loan Features
✅ Instant loan offer
✅ Loans for under-construction, self-constructed and ready-to-move homes
✅ No application, legal, valuation or document handling fees

Operational Cities
Mumbai, Bengaluru, Delhi, Hyderabad, Chennai, Mysore

Get your health insured in 2 minutes with flexible monthly premium options starting at ₹241/month. Cover up to ₹1 crore. File claims from your phone - anytime, anywhere.

Why Navi Health Insurance?
✅ Cashless claims in 20 minutes
✅ 10,000+ cashless network hospitals
✅ 97% claim settlement ratio
✅ 100% digital process

Registered & Corporate Office: Navi General Insurance Limited, Salarpuria Business Centre, 4th B Cross Road, 5th Block, Koramangala, Bengaluru, Karnataka – 560095
CIN: U66000MH2016PLC283275 | IRDAI Registration Number: 155


Navi app is owned by Navi Technologies Private Limited providing financial services, where you can avail Personal Loans, Housing Loans and Health Insurance.

The loans are provided by Navi Finserv Private Limited which is a registered Non-Deposit taking systemically important Non-Banking Financial Company registered and regulated by the RBI.

Health Insurance is offered by Navi General Insurance Limited, registered by Insurance Regulatory and Development Authority. For more details on risk factors, terms and conditions, read sales brochure carefully before concluding a sale. Refer to T&C for more details.

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