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Branch Personal Loan App

Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal Finance app is operated by Branch International financial services which is an RBI registered NBFC. Branch is secure and regulated by all laws as dictated for NBFC by RBI making it 100% secure for users.


Loan Amounts: INR 750 to INR 50,000
APR/Interest rate: 24%-36% (Monthly interest: 2% to 3%)
Processing fee: 2% onwards

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 6 months. Every loan amount we offer has the option to repay in a minimum of 62 days. The amount would be directly deposited on your bank account.

The Branch app lets you apply for personal loans, save funds, or monitor your financial health on the go.

* No late charges or rollover fees on loans
* No paperwork, collateral or office visits needed
* Free Credit Score checks
* Easy access 24/7
* Quick and easy sign up
* Use your money the way you want to -- for home or business
* Lower fees, and flexible payment terms as you repay

We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch personal finance app provides the following type of personal loans
- Medical Loans/Emergency Hospitalisation Loans
- Shopping Loans
- Home Renovation Loans
- Consumer Durable Loans (home appliances)
- Education Loans
- Vehicle Loan (2/4 wheeler loans)
- Travel Loans
- Wedding/Marriage Loans
- Student Loans
Personal Loans range from ₹750 to ₹ 50,000
Tenure: 62days to 6 months. Interest rates range from 2%-30% depending on the risk profile of the customer.
Example: If the loan amount is ₹9,000 & interest is 24% per annum with tenure of 2 months, processing fee of Rs. 180 will be charged.
The interest for 2 months would come out to be ₹360. The EMI per month would be ₹4680. This would translate to a maximum APR of 24%. The total cost of the loan will be ₹9360. The total amount paid back including everything at the end of the term will be ₹9360.


Branch app makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.


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