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This government scheme is guaranteed to earn 10 thousand per month, find out how to benefit

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This government scheme is guaranteed to earn 10 thousand per month, find out how to benefit.


 Under this scheme, the amount has to be deposited at once.

 This amount can be a minimum of Rs 1.50 lakh and a maximum of Rs 15 lakh.  The pensioner will have the right to take the amount of interest as a pension or as a lump sum.


 Get 8 percent compensation

 Under PMVVY, a fixed return of 8 to 8.30 per cent per annum is paid on the amount deposited.

 Who can take advantage of this scheme?

 PMVVY is for citizens over 60 years of age.  Under this scheme, pension is guaranteed with a guaranteed annual return of 8% for 10 years.  With the increase in investment limit, senior citizens are guaranteed a maximum of Rs 10,000 per month and a minimum of Rs 1,000 per month.

 Compensation guarantee

 Interest is earned only in the form of pension.  That is, if you deposit Rs 15 lakh, you will get interest of Rs 1 lakh 20 thousand for the year at the rate of 8%.

 The only difference is that interest rates on other deposits are reviewed quarterly by the government, while interest rates on PMVVY are fixed at at least 8%.  If you choose to take a pension on a quarterly, half-yearly or annual basis, you will have to deposit less than Rs 15,000 lakh.

 What are the conditions?

 Must have completed at least 60 years of age.

 There is no maximum age limit after 60 years.

 Policy Term- 10 years.

 Minimum pension - 1000 per month, 3000 rupees per quarter, 6000 rupees per six months, 12000 rupees per year.

 Maximum pension - 10000 per month, 300000 rupees per quarter, 60000 rupees per six months, 1 lakh 20 thousand rupees per year.


 How to apply

 You have to fill up a form to avail this scheme of Central Government.  It is necessary to attach the required documents with this form.  Senior citizens can also invest in the scheme online.

 No more than 10,000 pensions per family

 According to the website of LIC, the administrator of the scheme, the maximum pension limit applies not to a pensioner but to his entire family.

 The scheme plans to fill more than 200 check dams and 150 lakes in the state

 The new rule applied for these 6 states in Karnataka, fill even if you go by plane.


Read in Gujarati: Click here


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