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If you want to provide security cover of Rs 4 lakh to your family, Keep Rs 342 in your bank account till the end of May.

If you want to provide security cover of Rs 4 lakh to your family, Keep Rs 342 in your bank account till the end of May.


 If you too want to give your family a security cover of Rs 4 lakh and take advantage of the central government's scheme, keep Rs 342 in your bank account.  Because at the end of this month you have to keep this balance in the accounts.


 In fact, the two schemes of the Modi government are Pradhan Mantri Jeevan Jyoti Vima Yojana and Suraksha Vima Yojana under which you get insurance facility.  For this you have to keep Rs 342 in the account as an installment.  If you have registered in these two schemes, you need to keep this in mind.

 The annual premium comes in the month of May

 The annual premium for the Prime Minister's Life Light Insurance and Security Insurance Scheme comes at the end of May.  The annual premium of Jeevan Jyoti Vima Yojana is Rs. 330.  While the premium of security insurance plan is 12 rupees.

 Together, the insurance premium is Rs 342.  If this balance does not remain in your account by the end of May, the insurance will be canceled.  The security cover of Rs 4 lakh is the total cover amount of both the schemes.

 How many benefits in which scheme

 Both the insurances are renewed annually in the month of May.  The annual premium of Pradhan Mantri Jeevan Jyoti Vima Yojana is Rs. 330.  The scheme benefits people between the ages of 18 and 50.  The scheme is linked through a bank account.  Under the scheme, the insured gets 55 years cover.  If the insured dies before the cover expires, his nominee gets a cover of up to Rs 2 lakh.

 What are the terms of the plan


  •  Insurance will be canceled if the account balance is not maintained
  •  Insurance will be canceled in case of bank account closure
  •  Only one bank account can be linked to this scheme
  •  If the premium is not paid, the insurance will not be renewed a second time


 What are the benefits of PMSBY scheme


 People between the ages of 18 and 70 can avail the benefits of this scheme.  The annual premium of this plan is only Rs.  The premium for this scheme is also deducted directly from the bank account.  The bank account has to be linked to the scheme only when you join the scheme.

 Under the scheme, the insurance holder gets accident insurance of Rs. 2 lakh in case of death or disability in an accident.  One lakh rupees is given for permanent partial disability.  The plan can be joined at any time by paying a premium.  But if there is not enough balance in the bank account by the end of May, the insurance will be canceled.

 Registration is very easy:

 You can apply for these plans by going to any bank account.  Bank Mitra also works to deliver the scheme door to door.  You can also get this help from them.  You can also contact an insurance agent.  Government insurers and many private insurers also offer this plan.



Read in Gujarati: Click here



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